Loan Calculator

Use our online loan calculator to see how much it would cost to borrow £2,000 to £10,000 over 2 - 5 years.

Our personal loan calculator will help you to work out your monthly repayments, which will help you to manage your money more effectively. For example, you may find it more affordable to spread a larger loan over a longer period and reduce your monthly repayments. If you did want to pay your loan off earlier, which you can at any time, there is no additional charge.

We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 54.9%. All loans are subject to status.

How much can I borrow?

We offer flexible loans from £2,000 to £10,000 over 2 - 5 years. So whether you’re looking for a new car, want to organise your finances or treat yourself to a holiday of a lifetime, check out our loan calculator to see how much your repayments could be.

Apply for a loan now

I'd like to borrow

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For how long?

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Monthly Total repayable
Interest rate Total cost of credit
£
Monthly Total repayable Interest rate Total cost of credit

I'd like to pay monthly

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For how long?

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Amount available Total repayable
£4,028.03 £4,800.00
Interest rate Total cost of credit
18.9% APR £771.97
Amount available Total repayable Interest rate Total cost of credit
£4,028.03 £4,800.00 18.9% APR £771.97

Representative example: £5,000 over 5 years at 15.9% APR representative. Rate of interest 15.9% fixed. Monthly repayment £118.54. Total charge for credit £2,112.40. Total amount repayable £7,112.40.

Quick and simple

Once you've decided on the loan amount, simply apply online and get a decision in minutes.

  • Simple online application
  • Instant decision
  • No paperwork to post back and no bank statements to send in (although we do occasionally ask for further information for security purposes)
  • Money in your account within 48 hours

Our Price Promise

The table below shows the maximum monthly repayments required if you were to borrow £4,000, £5,000 or £6,000 over 5 years. 

Amount Max per month over 5 years
£4,000 £158.14
£5,000 £195.35
£6,000 £234.41

Eligibility

Our aim is to provide loans to people with lower credit scores. You must meet the following criteria to apply for a besavvi loan and be able to afford the repayments:

  • 21 years or over
  • Bank or building society account
  • Permanent UK resident (and have been living in the UK for at least 12 months)
  • Be in permanent paid employment, self-employed or retired with a pension
  • Last 5 years address history
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