Resolving your complaint

We are committed to providing you with the best possible service. Although the majority of our customers are happy with the service they receive, every year a very small percentage contact us with complaints.

We value our customers extremely highly and take all customer complaints seriously. When a complaint is received we always aim to investigate it quickly, in order to identify the root cause, prevent any reoccurrence and, wherever possible, resolve the complaint to the customer's satisfaction. We always apologies for mistakes or instances when customer service did not meet our high standards.

If you are not satisfied with any product or service you have received from us, we would like the chance to put it right. Our internal complaint handling procedures are in place to deal with your concerns when things go wrong. There is no charge for raising a complaint.

You can contact us:

By writing to Customer Experience Team Hitachi Personal Finance, 2 Apex View, Leeds, LS11 9BH.

By email at

Or call the Customer Experience team on 0113 380 1065 .

If a complaint is received by us, which is the responsibility of one of our partners, your concerns will be referred to them. We will also write to you confirming that your complaint has been referred on, and include partner details.

How long it will take

If your complaint has not been resolved by close of business the day after we receive it, we will write to you, either to acknowledge receipt of your complaint, or to respond on the matters you have raised. We will do this within five working days of receiving your complaint.

Whilst your complaint is being investigated, you will receive regular updates on the progress of the investigation, both by telephone and in writing.

We will aim to resolve your complaint at the earliest opportunity. If we are unable to resolve it within eight weeks of receipt, we will write to you explaining the reasons for the delay and give you an indication of when we expect to be able to provide a resolution. At this point if you are unhappy with the progress, you may refer your complaint to the Financial Ombudsman Service. 

What to do if we can't reach an agreement

If you are not satisfied with our response to your complaint, you can refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of our final response letter to you.

They can be contacted in the following ways:

Further details can be found on the Financial Ombudsman Service website:

PPI Complaints

If you have a complaint regarding PPI, please contact us on the details below:

  • Write: Hitachi Capital, 3 Lombard Street, London, EC3V 9AA
  • Telephone: 0345 8722 160 (Opening hours are 9am – 5pm Monday – Friday)
  • E-mail:

Online Dispute Resolution (ODR)

You can also use the ODR platform set up by the European Commission, to raise a complaint. Please bear in mind that complaints submitted through this channel will be redirected to Financial Ombudsmen Service (FOS) for action.